The cowboy was trying to buy a health insurance policy.
The insurance agent was going down the list of standard questions.
"Ever have an accident?" "Nope, nary a one." "None?
You've never had any accidents." "Nope.
Ain't never had one.
Never." "Well, you said on this form you were bit by a snake once.
Wouldn't you consider that an accident?" "Heck, no.
That dang varmint bit me on purpose."